OUR SERVICES
GENERAL INSURANCE
Medical
Insurance​​
Choose from Class A, B, or C medical insurance plans with full or restricted networks to suit your preferences. Enjoy comprehensive coverage across Africa, the Middle East, and Lebanon, with guaranteed long-term renewability for lasting peace of mind.
Car
Insurance​​
Protect your vehicle with all-risk comprehensive coverage or third-party liability insurance. Coverage includes collision, theft, & damages to others’ property.
Workmen's
Compensation
Ensure your employees are protected against work-related injuries with coverage for medical expenses, wage compensation, & rehabilitation services.
Third-Party
Liability
Protects from financial losses resulting from damage to others’ property or injury. Ideal for businesses and individuals with potential public liability risks.
Product
Liability​
Protects businesses from financial losses if a product they manufacture or sell causes injury or damage to a consumer or their property.
Cyber Insurance Policy
Protect your business from losses related to cyberattacks, data breaches, and other digital threats, including legal fees, data recovery, & damage control expenses.
Fidelity
Guarantee
Coverage that safeguards businesses against financial losses due to fraudulent activities or dishonesty by employees, ensuring economic security.
Boat
Insurance
Provides coverage for boats and yachts, protecting them against damage, theft, & liability on the water.
Travel
Insurance
Ensures peace of mind during travel by covering medical emergencies, trip cancellations, and lost or delayed luggage.
Foreign Domestic Helper Insurance
Specialized insurance for domestic helpers includes medical coverage, personal accident protection, & emergency assistance.
LIFE INSURANCE
Term Life
Insurance
Provides essential financial protection for your family with a term life policy that pays a benefit if the insured passes away during the policy period.
Critical Illness Insurance
A policy that pays a lump sum if you are diagnosed with a severe illness like cancer, heart attack, or stroke, helping cover medical & non-medical expenses.
Personal Accident
Insurance
Coverage that provides financial support in case of accidental death, injury, or disability, ensuring that you and your family are protected.
Group Life
Insurance
Life insurance for businesses provides employees and their families with a financial safety net in the case of an employee’s death.
Extra-Med Insurance
Supplementary health insurance covers additional medical expenses not included in basic plans, like special treatments & therapies.
Educational Insurance
Financial protection that ensures your child’s education is secured even in case of unforeseen events, covering tuition fees and related expenses.
Group PA Insurance
Provides businesses with a group personal accident insurance policy that covers employees against accidental injuries or death.
Retirement Insurance
Plans crafted to help individuals build a solid financial foundation for retirement, ensuring a consistent income stream after they leave the workforce.
PROPERTY INSURANCE
Buildings & Structures
Protect your residential or commercial property against damage from events like fire, natural disasters, vandalism, or other unexpected incidents.
Personal
Property
Coverage for personal items, including furniture, electronics, and other valuables, against theft, damage, or loss.
Machinery & Equipment
Insurance for business machinery and equipment, protecting against breakdowns, damage, or loss due to unexpected events.
Inventory
Coverage for stock and inventory in your business premises, safeguarding against damage or theft.
Fixtures &
Fittings
Protect the permanent fixtures in your property, such as lighting, built-in furniture, & interior elements, against damage or loss.
Outdoor
Property
Coverage for items kept outside your premises, like garden equipment, outdoor furniture, & decorative features.
Loss of Use
​
Compensation for temporary living expenses or lost rental income if your property becomes uninhabitable due to an insured event.
Improvements & Betterments
Coverage for any upgrades or enhancements made to a rental or leased property, protecting your investments against damage.
Valuable Items
​
Specialized insurance for high-value items like jewelry, art, & antiques, protecting against theft or damage.
Business Interruption
Compensation for lost income & operational expenses if your business is interrupted due to property damage.
MARINE INSURANCE
Hull
Insurance
Financial protection for beneficiaries upon death.
Cargo
Insurance
Payout for serious illness diagnosis.
Freight
Insurance
Covers death, injury, and disability from accidents.
Liability
Insurance (P&I)
Life coverage for employees.
War and Strikes Insurance
Protects against losses from war, strikes, and terrorism.
Marine Perils
Secures income for retirement.
General Average
​
Ensures shared responsibility for losses when a ship and its cargo are sacrificed to save the vessel from distress.
Loss of Vessel Use​
Compensation for lost income if your vessel is out of service due to damage, repairs, or other covered incidents.
Third-Party Liability
Provides protection for legal liabilities to third parties, covering bodily injury and property damage caused by your vessel.
Salvage and Towage
Covers costs associated with the recovery of a vessel or its cargo and towing services in case of distress or emergencies.